ID Alarm Protect Yourself - Stop Identity Theft



 

 


 
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Notification Example
ID Alarm® helps protect against medical identity theft: the crime that can kill you or a loved one.

When someone uses your ID fraudulently, it can result in serious financial and personal consequences. But when criminals use your health card or other ID to obtain healthcare or benefits from health insurance providers, the repercussions can be far more severe. In fact, it could be life threatening.

When someone obtains healthcare services using your identity, details of their health history could become intermingled with yours. As a result of these false records, healthcare providers may make an inaccurate diagnosis or delay treatment altogether, which could have serious medical consequences. The bottom line is that when your health records are compromised both your health and your wealth could be jeopardized.

How does medical identity theft happen? Public and private health insurance cards can be stolen or new ones falsely obtained or a thief can simply present false ID such as a Social Insurance/Social Security Number to receive medical services and/or goods.

If medical identity theft happens to you, you could:
  • Receive a transfusion of the wrong blood type

  • Be prescribed medications that you are allergic to for diseases/conditions you don’t have

  • Have inaccurate claims on your record, which may max out lifetime insurance claim caps

  • Have trouble getting future life, long-term care or supplemental health insurance

  • Owe thousands of dollars in unpaid medical bills, which could compromise your credit rating

  • Face higher insurance premiums because of prior claims and/or be denied coverage because of pre-existing conditions (which you don’t have)

  • Find it extremely difficult to clear your name and your health records (federal privacy and confidentiality laws make it hard for you to view your own breached medical records)

  • Be saddled with an inaccurate diagnosis, such as drug addiction or severe mental illness, which could follow you for life
While the physical, emotional and financial damages resulting from medical identity theft are often severe, causing you havoc and worry for years, there is an even bigger cost to society as a whole because medical identity fraud costs governments untold billions every year.

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